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Pension Arrangements and Membership
Basic Concepts of a Trust
Relationships between the Trustees and Others
Different Forms of Trusteeship
Main Duties of Trustees
Trustees’ Liabilities and Protections
Trustee Meetings
Powers of Delegation and Responsibilities of Trustees
Collection and Investment of Contributions
Keeping of Records
Disclosure of Information
Trustees’ Annual Report and Accounts
Role of the Actuary
Frequency and Main Features of an Actuarial Valuation
Format of an Actuarial Valuation
Winding Up and/or Merging Schemes
Individual and Bulk Transfers
Typical Investment Objectives of Trustees
Different Investment Management Structures
Different Classes of Investment
Investment Performance and Monitoring
Custody of Scheme Assets
Investment Manager Meetings
HMRC Requirements
Regulatory Framework
  Appendices

Abbreviations


ABI

Association of British Insurers

ACT

Advance Corporation Tax

APL

Association of Pension Lawyers

APP

Appropriate Personal Pension

AVC

Additional Voluntary Contribution

 

 

CEP

Contributions Equivalent Premium

CETV

Cash Equivalent Transfer Value

CGT

Capital Gains Tax

CIMPS

Contracted-In Money Purchase Scheme

COMP

Contracted-Out Money Purchase

COSDCS

Contracted-Out Simplified Defined Contribution Scheme

COSRS

Contracted-Out Salary Related Scheme

 

 

DPA

Data Protection Act

DWP

Department for Work and Pensions (replaced DSS in June 2001)

 

 

ECJ

European Court of Justice

ECON

Employer’s Contracted-Out Number

 

 

FIA/FFA

Fellow of the Institute of Actuaries/Fellow of the Faculty of Actuaries

FSA

Financial Services Authority

FSAVC

Free-Standing Additional Voluntary Contribution

FSMA 00

Financial Services and Markets Act 2000

 

 

GAD

Government Actuary’s Department

GMP

Guaranteed Minimum Pension

GPPS

Group Personal Pension Schemes

 

 

HMRC

Her Majesty's Revenue & Customs (replaced Inland Revenue and HM Customs and Excise in April 2005)

 

 

ICTA 88

Income and Corporation Taxes Act 1988

IMRO

Investment Management Regulatory Organisation

IPA

Individual Pension Arrangement

IR 12

Inland Revenue 12 (Practice Notes)

IR SPSS

IR Savings Pensions Share Schemes
(replaced Pension Schemes Office (PSO) in April 2001; subsumed within HMRC from April 2005)

 

 

LEL

Lower Earnings Level

LET

Lower Earnings Threshold

LPI

Limited Price Indexation

 

 

MFR

Minimum Funding Requirement

MWR

Money Weighted rate of Return

 

 

NAPF

National Association of Pension Funds

NIC

National Insurance Contribution

NPD

Normal Pension Date

NRA

Normal Retirement/Retiring Age

NRD

Normal Retirement/Retiring Date

 

 

PAYE

Pay As You Earn

PAYG

Pay As You Go

PIA

Personal Investment Authority

PMI

Pensions Management Institute

PP

Personal Pension

PPF

Pension Protection Fund

PR

Protected Rights

PRAG

Pensions Research Accountants Group

 

 

RAC

Retirement Annuity Contracts 
(offered to (mainly) the self-employed before April 1988)

RPB

Recognised Professional Body

RPI

Retail Prices Index

RPSM

Registered Pension Schemes Manual

 

 

S2P

State Second Pension Scheme

SDCS

Simplified Defined Contribution Scheme

SCON

Scheme Contracted-Out Number

SHP

Stakeholder Pension

SORP

Statement of Recommended Practice

SPL

Society of Pension Lawyers

SRI

Socially Responsible Investment

SSA 86

Social Security Act 1986

SSAP

Statement of Standard Accounting Practice

SSAS

Small Self-Administered Scheme

SSPA 75

Social Security Pensions Act 1975

 

 

TPAS

Office of The Pensions Advisory Service

TPR

The Pensions Regulator

TWR

Time Weighted rate of Return

 

 

UEL

Upper Earnings Level

 


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